Pre-need planning - what is it?
Pre-need planning is taking the time to make your
final wishes known to your family before the time of death. It can
be as simple as stating that a life insurance policy is set aside
to cover your final expenses or it can be as comprehensive as
including your obituary information and your wants for the actual
funeral service. It is something that you can do for your
family to ease most of the decisions that will need to be
made at the time of death.
Talk with your family about what your wants are.
Contact your local funeral home to get helpful information; or call
and make an appointment to help you through the entire process. An
existing insurance policy can be designated to cover the costs, an
additional insurance product can be purchased, money can be put
into a CD at your local bank that is designated for funeral
expenses, and other options also exist.
Whatever you decide to do beforehand; your family
will certainly appreciate the incredible gift you gave them at
the at-need planning process.